Easy to Apply For Your Wheelchair Van Loan & Attractive Terms
Locating sources of funding to adapt or purchase a new vehicle can sometimes be more of a challenge than selecting the vehicle itself! Success often depends on knowing where to look.
American Lift Aids will help guide you in your search, but it's important that you recognize funding opportunities that could be unique to your circumstances. For example: if you are a veteran, the Veteran Administration may have programs that cover all or part of your expenses, depending on the nature of your disability.
Other state offices, including the Department of Vocational Rehabilitation or the Division of Developmental Services, should also be asked to assess your eligibility for additional funding. And, of course, your insurance or workman's compensation policies may include coverage for your type of disability.
Get Financed The Old Fashion Way
If for any reason you feel uncomfortable applying for credit online, that is no problem. You can download a printable application and fill it in by hand. Once completed you can mail it, fax it or simply drop it off. Other options include: giving us a call and we'll take an application of the phone or stop in and fill it out in-person.
Disclaimer
All information on this page is subject to change at any time and without notice. Credit check required. Certain handicap van financing options are only available with approved credit scores and minimum down payment. The payment calculator only provides an estimate of the payment amount and should be used as reference only. Please call for exact financing options for your needs.
Care Credit
We now accept Care Credit, giving our customers yet another financing opportunity for their mobility needs. Follow the link for more information on the Care Credit Program. https://www.carecredit.com/go/987HWV/
Understanding Mobility Rebates Programs
Many vehicle manufacturers are increasingly recognizing the need for accessible transportation and offering mobility rebates or reimbursement programs. These programs aim to help individuals with disabilities offset the cost of installing adaptive equipment to their vehicles. While the specifics vary greatly between manufacturers, the overarching goal is to promote greater independence and accessibility for drivers and passengers with mobility challenges. Understanding these programs requires research and careful consideration of eligibility requirements and equipment limitations.
The Benefits of Mobility Assistance Programs
The primary benefit is, of course, financial assistance. The amount of the rebate can significantly reduce the out-of-pocket expense of adaptive equipment, which can easily run into thousands of dollars. Each vehicle manufacturer offers a mobility assistance program with a capped benefit amount. This amount typically ranges from $500 to $1,500, varying depending on the vehicle brand. Below are links to mobility assistance programs offered by popular vehicle manufacturers.
Typical Mobility Equipment Eligible for Rebates
The equipment typically eligible for rebates generally includes a range of adaptive devices. Common examples are:
- Wheelchair Lifts
- Scooter Lifts
- Vehicles With Conversions
- Hand Controls
- Transfer Seats
Some programs might also cover specialized lighting or communication devices designed to aid drivers with limited mobility. It’s crucial to note that not all modifications are eligible, and manufacturers usually specify a list of approved equipment and vendors. Cosmetic modifications or non-essential upgrades are unlikely to qualify.
Eligibility Requirements
To qualify for this program, applicants must meet the following criteria:
- Proof of purchase for a new vehicle usually within the last 6 months.
- Possession of documentation from an authorized Mobility Dealer. This documentation must clearly detail the adaptive equipment installed and include a paid invoice.
The Rebate Process: How to Apply and Receive Funds
In some cases this rebate can be taken out at time of purchase and in others you have to wait for it to come in the mail after purchase. Please feel free to call us if you would like more information about these options. The application process generally involves the following steps.
Step 1: First, you'll need to identify a qualified mobility equipment dealer who is approved by the manufacturer. The dealer will assess your needs, recommend appropriate equipment, and provide a quote.
Step 2: Once you purchase and install the equipment, you's submit an application to the manufacturer, typically including the invoice from the dealer, documentation of your disability, and proof of vehicle ownership.
Step 3: The manufacturer then reviews the application and, if approved, issues a rebate check or credit directly to the customer.
Important Considerations and Potential Limitations
Before pursuing a mobility rebate, be aware of potential limitations. Rebate amounts are often capped, meaning you won't receive a rebate for the full cost of the equipment. The equipment must be professionally installed by a certified dealer, and modifications must adhere to safety standards and manufacturer specifications. Furthermore, rebates are typically non-transferable and must be applied toward the purchase or lease of a new vehicle. Read the program terms and conditions very carefully to avoid disappointment.
Links To Manufacturer Programs
Payment Calculator
Use our payment calculator to get an estimate on how much your wheelchair van loan will cost per month. The payment amount you see will vary as it does not factor tax, license and other fees. Please give us a call for exact financing terms.
Frequently Asked Questions About Financing
Where do you offer financing for your vehicles?
We provide financing services for vehicles throughout the nation.
Is a down payment required for a loan?
Applicants and a down payment are evaluated on a case-by-case basis.
Is there an application fee?
No.
How long will my interest rate and loan offer be good?
Interest rates and loan approvals are good for 30 days from the original loan request.
How do I apply?
You can apply through American Lift Aids.
Is my loan assumable by another party?
Your loan is not assumable by another party.
Keep in mind:
Term limits may apply
Loan to value restrictions may apply
Down payment may apply
Tax, title, and licensing fees may apply